Our loan terms vary depending upon the level of experience of the Borrower, our history with the Borrower (if any), how much money the Borrower is putting down at closing and the total loan amount requested in comparison to the exit value of the property.

Yes. We just need to work out a fee agreement up front.

We provide loans in Washington, DC, Northern Virginia and Maryland as well as south Florida.

Yes we love first time flippers and do quarterly events to try to help educate them on the process.

We routinely provide loans to developers building ground up single family homes or apartment buildings on raw land.

Yes, construction financing is a big part of what we do.

If the Borrower provides us all of the information we need and the title update can be completed in time we regularly fund in as quickly as three days and certainly pride ourselves in funding faster than any bank.

We routinely connect Borrowers with construction professionals, zoning lawyers, architects, and other consultants that we have used over the years to help our Borrowers be successful.

Yes. We regularly do Zoom and Learns and other events to help educate local developers on the things that matter to achieve development success.

No. We don't use appraisals because we know the market incredibly well and we rely upon our trusted real estate agents’ opinion of value.

We do, but we typically only provide second trust loans to borrowers that have a track record of success borrowing from Congressional Capital, LLC.