The Leader in DC Hard Money Lending and Direct, Private Loans


About Us

We are the leading Hard Money Lender in DC and are dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions we can be your one-stop shop for any capital need for projects in Washington, DC. Our mission is to make the borrowing process as fast, flexible and easy as possible while maintaining the highest level of integrity and professionalism. We provide leading experience, knowledge and expertise to DC developers and borrowers to help them turn their next real estate transaction into successful deal for all parties.

Our Culture and Values

At Congressional Capital, we strive to be the best at what we do.  Our company is built around our core value that success in life and in business is all about people. We believe in hiring good people to work with good people to develop great projects. Our values and years of experience that truly set our company apart from our competitors. From management on down – we are focused on providing a simple and pleasant experience that is all about speed and responsiveness. We provide a great customer service experience and pride ourselves in being supportive throughout the lending process. We take most of the headaches out of hard money lending, greatly speed up the time to closing, ensure that all your questions are answered and make sure that you get the money you the money to execute the deal quickly.

Our core values Good People, Speed, Flexibility, Competitive Terms, Local DC Expertise and True Commitment to Partnering shape our culture and define the character of our company. Our goals are aligned with our borrowers expectations a quick and fair closing to help you focus on development. Integrity is at the core of all we do how we conduct ourselves and how we interact with borrowers. 

Our team is uniquely qualified to deliver value throughout the hard money lending process and to ensure that borrowers are taken care of. You will be amazed at how pleasant the experience will be with Congressional Capital.

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Our Team

Brian C. Athey, Esq.

Founder and President

Mr. Athey is a long time Washington, D.C. area resident who first began observing the local real estate market as the son of the late real estate developer Stephen L. Athey.  Mr. Athey watched his father develop real estate for decades and was a keen observer of the two significant real estate downturns in the last twenty-five years. In January of 2011, Mr. Athey observed the Washington, D.C. area emerging from the latest downturn, as he saw demand for quality residential housing increasing, while observing a clear shortage of capital in the market for the acquisition and development of residential real estate. Mr. Athey formed Congressional Capital to provide the numerous excellent area developers with access to the capital necessary to provide quality housing to the many potential homeowners desiring to live in the Washington, D.C. area. Over the last several years, he is pleased to have had the opportunity to work with exceptional borrowers who have developed numerous high quality properties that are now home to numerous Washington, D.C. area residents. In addition to his work at Congressional Capital, LLC, Mr. Athey is the President of Congressional Properties, Inc., which develops residential and commercial projects in Washington, D.C.  Mr. Athey is also on the Board of Directors of Old Dominion National Bank.


Mr. Athey received his B.A. with Distinction from the University of Virginia in 1999 and received his J.D. from the William and Mary School of Law in 2003. After graduating from law school, Mr. Athey was a law clerk for the Honorable Claude M. Hilton, who was then the Chief Judge for the United States District Court for the Eastern District of Virginia. After completing his clerkship, Mr. Athey practiced law at Reed Smith, LLP from 2004 through 2006. 


In 2006, Mr. Athey left Reed Smith, LLP to focus on the management of his family real estate assets and to work as a Washington, D.C. area advisor to a large real estate private equity fund. In 2008, Mr. Athey joined Webster Book, LLP, where he was a trial lawyer with particular focus on real estate litigation and federal court litigation. While practicing law at Webster Book, LLP, Mr. Athey managed his family real estate assets and managed Capitol Properties, Inc., which is a land development company that his late father founded.


Mr. Athey is an active supporter of children’s charities and enjoys all sports, while being the proud father of two young sons.   


Alison Athey Brennan

Alison is a lifelong Virginia resident who has a B.A. from Dickinson College, a M.E. from the University of Virginia and a B.S. in Business Administration from Old Dominion University. Alison is the sister of Brian C. Athey and plays a critical role in the success of Congressional Capital. Alison handles all aspects of the administration of each Congressional Capital deal, including the Company’s document retention program, the wiring of funds, the processing of payoff requests, the invoicing of borrowers and investor distribution and correspondence. In addition to her role with Congressional Capital, Alison handles the book keeping and administration of each of Mr. Athey’s businesses. Alison is a Trustee of Warrenton Fauquier Community Baseball, Inc. and is a former elementary school teacher who is very active on the PTO at her children’s school, CM Bradley Elementary, while also being a regular volunteer at the school. 

Brittany Bolick
Director of Operations

Brittany is a recent graduate of the University of Virginia where she studied Politics and Drama.  She is excited for her first foray into the professional world and to work with fellow UVA alum, Brian Athey.  While at Congressional Capital she hopes to help the company continue to grow and to streamline the many different functions the company performs.  Outside of her work here at Congressional Capital, Brittany also teaches ballet and can often be found taking advantage of the many fine arts present in Washington, DC.


Stephen J. Garchik

Congressional Capital, LLC is honored to have longtime friend Stephen J. Garchik as an Advisor to the Company. Mr. Garchik has been a real estate developer and owner for over 32 years. During that time, he and his partners at The Evans Company of McLean, Virginia and subsequently at SJM Partners Inc. of Potomac, Maryland have developed approximately 4,000,000 square feet of office space, 2,000,000 square feet of residential properties, 3,000,000 square feet of self-storage projects, 1,000,000 square feet of retail space and 500,000 square feet of industrial product. Many of these projects are headquarters for tenants such as the Army Corps of Engineers in Baltimore, National Science Foundation, Booz Allen Hamilton, ICF, and the United States Postal Service. Mr. Garchik’s residential developments include high-rise luxury rental projects in Washington, DC and Baltimore and student housing for 2,500 students at the University of Maryland. Mr. Garchik is currently a principal in the GW Bridge redevelopment project in Manhattan that includes approximately 120,000 square feet of new retail development and has several other ongoing real estate projects and operating businesses. For more information about Mr. Garchik, please see

Congressional Capital - providing hard money loans and professional advice for developers and house flippers in DC.  We believe in serving not only your financing needs, but in helping your whole business succees. Currently servicing loans in Petworth, Columbia Heights, Capitol Hill, 16th Street Heights, Hill East, Trinidad, the H Street Corridor, Eckington, Arlington and other DC, Maryland, and Virginia Neighborhoods.

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