The Leader in DC Hard Money Lending and Direct, Private Loans


About Us

We are the leading Hard Money Lender in DC and are dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions we can be your one-stop shop for any capital need for projects in Washington, DC. Our mission is to make the borrowing process as fast, flexible and easy as possible while maintaining the highest level of integrity and professionalism. We provide leading experience, knowledge and expertise to DC developers and borrowers to help them turn their next real estate transaction into successful deal for all parties.

Our Culture and Values

At Congressional Capital, we strive to be the best at what we do.  Our company is built around our core value that success in life and in business is all about people. We believe in hiring good people to work with good people to develop great projects. Our values and years of experience that truly set our company apart from our competitors. From management on down – we are focused on providing a simple and pleasant experience that is all about speed and responsiveness. We provide a great customer service experience and pride ourselves in being supportive throughout the lending process. We take most of the headaches out of hard money lending, greatly speed up the time to closing, ensure that all your questions are answered and make sure that you get the money you the money to execute the deal quickly.

Our core values Good People, Speed, Flexibility, Competitive Terms, Local DC Expertise and True Commitment to Partnering shape our culture and define the character of our company. Our goals are aligned with our borrowers expectations a quick and fair closing to help you focus on development. Integrity is at the core of all we do how we conduct ourselves and how we interact with borrowers. 

Our team is uniquely qualified to deliver value throughout the hard money lending process and to ensure that borrowers are taken care of. You will be amazed at how pleasant the experience will be with Congressional Capital.

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Our Team

Brian C. Athey bio pic

Brian C. Athey, Esq.

Founder and President

Mr. Athey is the Founder and President of Congressional Capital, LLC, which is a real estate lending company that provides short term, commercial loans in DC, Maryland and Virginia.   Since its inception in January of 2011, Congressional Capital, LLC has funded hundreds of real estate loans on house flips, small condominium projects and commercial projects.  Mr. Athey is also the Founder and President of Congressional Properties, Inc., which develops multi-family properties and commercial properties in the Washington area.  In addition, Mr. Athey is an owner of Allied Title & Escrow, which is a title company with offices in Virginia, Maryland, DC, North Carolina and an office opening in Florida.  Finally, Mr. Athey is a member of the Board of Directors of Old Dominion National Bank, where he is a very active member of the Loan Committee. 


By way of background, Mr. Athey received his B.A. with Distinction from the University of Virginia in 1999 and received his J.D. from the William and Mary School of Law in 2003.  After graduating from law school, Mr. Athey clerked for the Honorable Claude M. Hilton, then the Chief Judge for the United States District Court for the Eastern District of Virginia. Mr. Athey practiced law at Reed Smith, LLP from 2004 through 2006. In 2006, Mr. Athey left Reed Smith, LLP to focus on the management of his family real estate assets and to work as a Washington, D.C. area advisor to a large real estate private equity fund. In 2008, Mr. Athey joined Webster Book, LLP, where he was a trial lawyer with particular focus on real estate litigation and federal court litigation. While practicing law at Webster Book, LLP, Mr. Athey managed his family real estate assets, before founding Congressional Capital in January of 2011.  


Mr. Athey lives in Arlington, Virginia with his wife Erin and three children, Luke, Liam and Maeve. 


Alison Athey Brennan
Chas Anderson
Director of Operations

Alison is a lifelong Virginia resident who has a B.A. from Dickinson College, a M.E. from the University of Virginia and a B.S. in Business Administration from Old Dominion University. Alison is the sister of Brian C. Athey and plays a critical role in the success of Congressional Capital. Alison handles all aspects of the administration of each Congressional Capital deal, including the Company’s document retention program, the wiring of funds, the processing of payoff requests, the invoicing of borrowers and investor distribution and correspondence. In addition to her role with Congressional Capital, Alison handles the book keeping and administration of each of Mr. Athey’s businesses. Alison is a Trustee of Warrenton Fauquier Community Baseball, Inc. and is a former elementary school teacher who is very active on the PTO at her children’s school, CM Bradley Elementary, while also being a regular volunteer at the school. 

A native of Anchorage, Alaska Chas moved to the Washington, D.C. area following his graduation in May of 2020. A graduate of the University of Virginia, Chas holds a Bachelor of Arts in English and a Minor in Urban & Environmental Planning, with a Certificate in Finance, Marketing, and Management from UVA's McIntire Business Institute. Through his time as an undergraduate at UVA, and having interned with various real estate companies, Chas has developed a strong passion for real estate over the past several years, and he is excited to begin his first full-time role with Congressional Capital, LLC.  Therefore, as a Business Development Associate, Chas helps to scale Congressional Capital, LLC's lending practices, underwrite new deals, and assist in acquiring new development properties within the DMV area. Chas is also an avid sports fan, and enjoys playing tennis, skiing, hiking, and spending time with his family back in Alaska.


Charlotte Epting-Schillinger
Operations Coordinator/Executive Assistant

Born and raised in the Chicago suburbs, Charlotte moved to the Washington, D.C. area in July 2021. She graduated from Colorado State University with a Bachelor of Science in Business Administration and a Minor in Economics. Throughout her time at CSU, she gained a certificate in Leadership and refined her skills of negotiation and conflict management. So far she has enjoyed everything the great city of Washington, D.C. has to offer and has spent her time here enjoying the outdoors and going to museums. Charlotte’s role as Operations Coordinator/Executive Assistant involves assisting Brian Athey in all of his business endeavors. She is eager to expand her knowledge and learn about everything the real estate and lending industries have to offer. 


Stephen J. Garchik

Congressional Capital, LLC is honored to have longtime friend Stephen J. Garchik as an Advisor to the Company. Mr. Garchik has been a real estate developer and owner for over 32 years. During that time, he and his partners at The Evans Company of McLean, Virginia and subsequently at SJM Partners Inc. of Potomac, Maryland have developed approximately 4,000,000 square feet of office space, 2,000,000 square feet of residential properties, 3,000,000 square feet of self-storage projects, 1,000,000 square feet of retail space and 500,000 square feet of industrial product. Many of these projects are headquarters for tenants such as the Army Corps of Engineers in Baltimore, National Science Foundation, Booz Allen Hamilton, ICF, and the United States Postal Service. Mr. Garchik’s residential developments include high-rise luxury rental projects in Washington, DC and Baltimore and student housing for 2,500 students at the University of Maryland. Mr. Garchik is currently a principal in the GW Bridge redevelopment project in Manhattan that includes approximately 120,000 square feet of new retail development and has several other ongoing real estate projects and operating businesses. For more information about Mr. Garchik, please see